Keep tabs on your home's market value, how much it's appreciated annually since you bought it, and how much it's forecast to change over the next year.
View all past and future payments on a simple chart or detailed amortization schedule. Go ahead and send your old bank statements through the shredder.
Track your home's net worth and the amount you can leverage for things like remodeling projects, college tuition and paying off high-interest credit card debt.
Rest assured that you'll know when interest rates fall to a point where refinancing really makes sense. You'll never wonder "Should I refi?" again.